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Jumbo Loans

Nonconforming loans, also called jumbo loans, often have interest rates that are higher than conforming loan rates but offer greater flexibility for loan amounts.

Jumbo Rates


 

3 YR ARM Conforming Loans Up to $322K

Notes: Owner occupied. Tax impounds required. No impound add .25 points. Cash out add .25 points. Over $500K add .750 point. Over $650K add 1.00 point. Call for pricing for LTV higher than 70% . See notes and comments below.
Rate Point APR
6.250 0.875 6.250

 

3 YR ARM Jumbo Loans Over $322K

Notes: Owner occupied. Tax impounds required. No impound add .25 points. Over $500K add .750 point. Over $650K add 1.00 point. For cash out add .25 points to the fees or .125 to rate. Call for pricing for LTV higher than 70% . See notes and comments below.
Rate Point APR
5.750 0.000 5.750
  • Rates are subject to change without notice and often updated throughout the day.
  • Rate and fees will be higher for the following loans: Cash out loans, Investment property loans, 2-4 Family dwellings, High Rise CONDO's, FICO's less than 720.
  • FNMA guidelines have changed for refinances above 70% LTV that involve payoff of equity lines of credit and seconds. These loans may be considered cash out even though borrower does not receive any cash at closing.
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